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AIB Junior Saver Account

No
minimum
term

none

Minimum monthly

2.26%

AER
(variable)

  • Child Saver
  • Regular saver
  • Internet banking
Account Details

About the Account:

  • No minimum monthly deposit. Maximum monthly deposit of €1,000.
  • No minimum term.
  • You can change your payment amount at any time, without penalty.
  • Flexible deposit amounts are permitted
  • Your interest will be paid annually in April.
  • The Junior Saver Rate applies to amounts up to the Maximum Monthly Threshold for a 12 month Saver Period.
  • Joint Account not available.
  • No ATM card.

Restrictions & Charges:

  • This is a standalone account, you do not require a separate payment account from AIB.
  • Minimum age of the account holder is 7 years.
  • Maximum age of the account holder is 11 years.
  • Interest payments are subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate, currently 41%.
  • Maximum of 1 account per customer.
  • No fees or charges apply to the AIB Junior Saver Account.
  • No fees or charges are levied.
  • The name of your Account will change from ‘Junior Saver’ to ‘Student Saver’ when you reach the age of 12. All other features of your Account will stay the same.
  • There is no limit to the amount you can withdraw or no penalties for doing so.
Summary

2.26%

AER
(variable)

AIB Junior Saver Account

Instant access to your savings.

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