Ulster Bank Investment Flexible Variable <=60% | Mortgage Deals

60 %

loan to

25 years



Interest Rate

  • Buy to let
  • Available to New Customers
  • Available to Existing Customers
  • €1,500 Towards Legal Costs

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

About The Mortgage

About the Mortgage:

  • Interest Rate is 4.5%. APRC is 4.7%
  • The minimum age for applicants is 18 years.
  • Available for buy to let customers.
  • Available to new customers.
  • Available to existing customers.
  • Maximum loan amount €1,000,000.
  • Minimum loan amount €50,000.
  • Minimum term 5 years.
  • Maximum term 25 years.
  • Maximum Loan-to-Value 60%.
  • The maximum number of properties available for investment mortgages is 3 with the maximum portfolio not exceeding €1,000,000. The minimum loan amount is €50,000 and maximum mortgage available is up to 70% of purchase price/ value of the property (whichever is lower). 70% LTV is only permitted if the property being purchased is in the cities of Dublin, Cork, Galway or Limerick. Otherwise max LTV permitted is 50%.

Fees & Charges

Document issuing

A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.

ATR fee

An Accountable Trust Receipt (ATR) fee refers to a charge associated with having your solicitor keep the deeds to the property on behalf of your mortgage provider.

Vacate fee

A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.

Valuation fee

The cost of a valuation of a property is approximately €155 and this cost is refundable if the loan application is refused. A free valuation is available on discounted variable mortgages where a ufirst, ufirstgold, or ufirst Private current account is in place. In each case a valuer will be nominated for you from Ulster Bank's valuation panel to carry out your valuation. Only one free valuation per customer applies.

Transfer Rate fee

A fee charged when you wish to move from a variable rate mortgage onto a fixed rate mortgage.

Late Payment fee

A fee charged when you fail to make a payment on your mortgage in time. This can happen if you miss a direct debit payment or fail to pay by cheque in time.

Other fees

Please check with your lender.



Interest Rate

Ulster Bank Investment Flexible Variable <=60%


WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

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