WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.
A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.
An Accountable Trust Receipt (ATR) fee refers to a charge associated with having your solicitor keep the deeds to the property on behalf of your mortgage provider.
A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.
The cost of a valuation of a property is approximately €155 and this cost is refundable if the loan application is refused. A free valuation is available on discounted variable mortgages where a ufirst, ufirstgold, or ufirst Private current account is in place. In each case a valuer will be nominated for you from Ulster Bank's valuation panel to carry out your valuation. Only one free valuation per customer applies.
A fee charged when you wish to move from a variable rate mortgage onto a fixed rate mortgage.
A fee charged when you fail to make a payment on your mortgage in time. This can happen if you miss a direct debit payment or fail to pay by cheque in time.
Please check with your lender.