Ulster Bank 5 Year Fixed Rate <=90% LTV | Mortgage Deals

80 %

loan to

35 years



Interest Rate

  • Available to New Customers
  • €1,500 Towards Legal Costs

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

About The Mortgage

About the Mortgage:

  • Interest Rate is 3.75%. APRC is 4.1%
  • The minimum age for applicants is 18 years.
  • Available to first time buyers.
  • Available to new customers.
  • Minimum loan amount €40,000.
  • Minimum term 5 years.
  • Maximum term 35 years.
  • Maximum Loan-to-Value 80%.
  • The Maximum Loan To Value (LTV) which will be applied is 90%. For First Time Buyers, if the value of the property is up to and including €220,000 a maximum of 90% LTV will apply. For values above this amount an 80% LTV will apply thereafter. For Home Movers and Switchers a maximum LTV of 80% applies. These limits may vary. Buy to Let, Negative Equity mortgages and Mortgages in arrears are excluded.

Fees & Charges

Document issuing

A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.

Early Repayment

See Lender Legal Information

ATR fee

An Accountable Trust Receipt (ATR) fee refers to a charge associated with having your solicitor keep the deeds to the property on behalf of your mortgage provider.

Vacate fee

Release or Vacate of Mortgage Fee is €38.00 and is payable at the time of redemption of the mortgage.

Valuation fee

This charge applies when Ulster Bank instruct a Valuer to prepare a Valuation Report over the mortgage property. The cost of a valuation of a property is €155 and this cost is refundable if the loan application is refused.

Late Payment fee

Please check with your lender.

Other fees

Please check with your lender.


€1,500 Towards Legal Costs


A €1,500 payment will be made into your current account as a contribution to your legal fees, after mortgage drawdown. This amount is fixed and will not change if your legal fees are higher or lower. Offer is available across the Ulster Bank residential mortgage product range. Mortgage offer must be issued before 31st December 2017. This offer is not available to existing customers.



Interest Rate

Ulster Bank 5 Year Fixed Rate <=90% LTV

(Fixed until 31/03/2022)


WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

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