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Ulster Bank 2 Year Investment Fixed Rate <=60% until 31/03/2019 | Mortgage Deals

60 %

loan to
value

25 years

maximum
term

4.50%

Interest Rate
(fixed)

Proceed
  • Available to New Customers
  • Available to Existing Customers
  • €1,500 Towards Legal Costs

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

About The Mortgage

About the Mortgage:

  • Interest Rate is 4.5%. APRC is 4.6%
  • The minimum age for applicants is 18 years.
  • Available for buy to let customers.
  • Available to new customers.
  • Available to existing customers.
  • Maximum loan amount €1,000,000.
  • Minimum loan amount €50,000.
  • Minimum term 5 years.
  • Maximum term 25 years.
  • Maximum Loan-to-Value 60%.
  • The maximum number of properties available for investment mortgages is 3 with the maximum portfolio not exceeding €1,000,000. The minimum loan amount is €50,000 and maximum mortgage available is up to 50% of purchase price/ value of the property (whichever is lower). 70% LTV is only permitted if the property being purchased is in the cities of Dublin, Cork, Galway or Limerick. Otherwise max LTV permitted is 50%.

Fees & Charges

Document issuing

A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.

Early Repayment

This fee only applies to fixed rate mortgages. This is a charge incurred when you make a payment towards the balance of your mortgage. This is sometimes referred to as a breakage charge.

ATR fee

An Accountable Trust Receipt (ATR) fee refers to a charge associated with having your solicitor keep the deeds to the property on behalf of your mortgage provider.

Vacate fee

A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.

Valuation fee

The cost of a valuation of a property is approximately €155 and this cost is refundable if the loan application is refused. A free valuation is available on discounted variable mortgages where a ufirst, ufirstgold, or ufirst Private current account is in place. In each case a valuer will be nominated for you from Ulster Bank's valuation panel to carry out your valuation. Only one free valuation per customer applies.

Late Payment fee

A fee charged when you fail to make a payment on your mortgage in time. This can happen if you miss a direct debit payment or fail to pay by cheque in time.

Other fees

Please check with your lender.

Offers

€1,500 Towards Legal Costs

Legal_fees

A €1,500 payment will be made into your current account as a contribution to your legal fees, after mortgage drawdown. This amount is fixed and will not change if your legal fees are higher or lower. Offer is available across the Ulster Bank residential mortgage product range. Mortgage offer must be issued before 31st December 2017. This offer is not available to existing customers.

Summary

4.50%

Interest Rate
(fixed)

Ulster Bank 2 Year Investment Fixed Rate <=60% until 31/03/2019

Proceed

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

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