WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.
A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.
This fee only applies to fixed rate mortgages. This is a charge incurred when you make a payment towards the balance of your mortgage. This is sometimes referred to as a breakage charge.
An Accountable Trust Receipt (ATR) fee refers to a charge associated with having your solicitor keep the deeds to the property on behalf of your mortgage provider.
A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.
The cost of a valuation of a property is approximately €155 and this cost is refundable if the loan application is refused. A free valuation is available on discounted variable mortgages where a ufirst, ufirstgold, or ufirst Private current account is in place. In each case a valuer will be nominated for you from Ulster Bank's valuation panel to carry out your valuation. Only one free valuation per customer applies.
A fee charged when you fail to make a payment on your mortgage in time. This can happen if you miss a direct debit payment or fail to pay by cheque in time.
Please check with your lender.
A €1,500 payment will be made into your current account as a contribution to your legal fees, after mortgage drawdown. This amount is fixed and will not change if your legal fees are higher or lower. Offer is available across the Ulster Bank residential mortgage product range. Mortgage offer must be issued before 31st December 2017. This offer is not available to existing customers.