Pepper Homeloans Essential Plus Buy-to-Let

70 %

loan to

25 years



Interest Rate

  • Available to New Customers
  • Available to Existing Customers

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

About The Mortgage

About the Mortgage:

  • Interest Rate is 5.0%. APRC is 5.41%
  • The minimum age for applicants is 18 years.
  • Available for buy to let customers.
  • Available to new customers.
  • Available to existing customers.
  • Maximum loan amount €750,000.
  • Minimum loan amount €50,000.
  • Minimum term 5 years.
  • Maximum term 25 years.
  • Maximum Loan-to-Value 70%.
  • Pepper Essential Plus is a product that caters to borrowers who may not be able to secure a basic home loan through a traditional lender because of their non-standard employment type or income source.

Fees & Charges

Document issuing

A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.

ATR fee

An Accountable Trust Receipt (ATR) fee refers to a charge associated with having your solicitor keep the deeds to the property on behalf of your mortgage provider.

Vacate fee

A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.

Valuation fee

Valuation Fee €150.00

Transfer Rate fee

A fee charged when you wish to move from a variable rate mortgage onto a fixed rate mortgage.

Late Payment fee

A fee charged when you fail to make a payment on your mortgage in time. This can happen if you miss a direct debit payment or fail to pay by cheque in time.

Arrangement fee

The cost of this arrangement fee is 0.5% of the loan value up to a maximum of €1,800. this fee can be paid up front or added to your loan.

Other fees

Please check with a pepper accredited broker for details of any other fees that may apply.



Interest Rate

Essential Plus Buy-to-Let

(LTV 61%-70%)

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

By using this website, you agree to be bound by our Terms of Use and consent to the use of cookies in accordance with our Cookie Policy.