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Mortgage Store 5 Year Fixed LTV 60-80% | Mortgage Deals

80 %

loan to
value

30 years

maximum
term

3.30%

Interest Rate
(fixed)

  • Available to New Customers
  • Available to Existing Customers

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

About The Mortgage

About the Mortgage:

  • Interest Rate is 3.3%. APRC is 3.9%
  • The minimum age for applicants is 18 years.
  • Available to first time buyers.
  • Available to non-first time buyers.
  • Available to new customers.
  • Available to existing customers.
  • Available to customers looking to switch mortgage provider.
  • Minimum loan amount €50,000.
  • Minimum term 5 years.
  • Maximum term 30 years.
  • Maximum Loan-to-Value 80%.

Fees & Charges

Document issuing

A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.

Early Repayment

This fee only applies to fixed rate mortgages. This is a charge incurred when you make a payment towards the balance of your mortgage. This is sometimes referred to as a breakage charge.

ATR fee

Accountable trust receipt: €63. You will need to pay this fee where your solicitor requests the Title Deeds from the Bank on your behalf. This fee does not apply where a customer seeks additional funds on the same security.

Vacate fee

A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.

Valuation fee

The Bank requires that you arrange a valuation of the property (or properties) offered as security, carried out by a valuer acceptable to the Bank. You will need to pay the valuation fee direct to the valuer. You need to agree that fee with the valuer (you should expect to pay a fee of €150 to €250 plus VAT but this can vary). If a loan agreement with you is withdrawn, this fee may be refunded. No responsibility is implied or accepted or warranty given by the Bank for the value or condition of the property as outlined in the valuation. The valuation report will remain the property of the Bank and you are entitled to your own copy of the report.

Late Payment fee

If you do not pay us a repayment instalment or other sum of money by the date you are due to pay it, we may charge you a default interest rate of 0.5% per month or part of a month (which is 6% per year) on the unpaid sum. This default interest is added to normal interest.

Other fees

Security perfection fee for equity release: €400. this fee covers the bank’s legal expenses where the bank agrees to handle an equity release loan without the need for a customer to engage his/her own solicitor.

Summary

3.30%

Interest Rate
(fixed)

Mortgage Store 5 Year Fixed LTV 60-80%

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

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