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KBC 5 Year Fixed LTV >60-80 % | Mortgage Deals

80 %

loan to
value

30 years

maximum
term

3.05%

Interest Rate
(fixed)

Proceed
  • First Time Buyer
  • Available to New Customers
  • 50% off Home Insurance

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

About The Mortgage

About the Mortgage:

  • Interest Rate is 3.05%. APRC is 3.14%
  • The minimum age for applicants is 18 years.
  • Available to first time buyers.
  • Available to non-first time buyers.
  • Available to new customers.
  • Available to customers looking to switch mortgage provider.
  • Minimum loan amount €30,000.
  • Minimum term (First Time Buyers) 5 years.
  • Maximum term (First Time Buyers) 35 years.
  • Maximum Loan-to-Value (First Time Buyers) 80% where amount borrowed is less than €220,000, otherwise it is 80% .

Fees & Charges

Document issuing

A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.

Early Repayment

This fee only applies to fixed rate mortgages. This is a charge incurred when you make a payment towards the balance of your mortgage. This is sometimes referred to as a breakage charge.

ATR fee

An Accountable Trust Receipt (ATR) fee refers to a charge associated with having your solicitor keep the deeds to the property on behalf of your mortgage provider.

Vacate fee

A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.

Valuation fee

A fee charged when the bank sends a qualified surveyor to your property to assess its value.

Late Payment fee

A fee charged when you fail to make a payment on your mortgage in time. This can happen if you miss a direct debit payment or fail to pay by cheque in time.

Other fees

Please check with your lender.

Offers

50% off Home Insurance

Home_insurance

Available to new residential mortgages i.e First Time Buyers, Movers and Switchers until 31th December 2016. Home Insurance offer only applies in the first year and excludes Buy to Let (BTLs) properties. Refund equal to the balance of the premium may be sought if the home insurance policy is cancelled within 12 months. KBC Home Insurance products are exclusively underwritten, administered and provided by Zurich Insurance plc, subject to Zurich Insurance underwriting terms and conditions.

Summary

3.05%

Interest Rate
(fixed)

KBC 5 Year Fixed LTV >60-80 %

(KBC Current Account Holders)

Proceed

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

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