EBS Variable > 80% LTV | Mortgage Deals

80 %

loan to

30 years



Interest Rate

  • First Time Buyer
  • Available to New Customers
  • 2% Cashback

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

About The Mortgage

About the Mortgage:

  • Interest Rate is 3.7%. APRC is 3.8%
  • The minimum age for applicants is 18 years.
  • Available to first time buyers.
  • Available to new customers.
  • Available to customers looking to switch mortgage provider.
  • Minimum loan amount €25,000.
  • Minimum term (First Time Buyers) 5 years.
  • Maximum term (First Time Buyers) 35 years.
  • Maximum Loan-to-Value (First Time Buyers) 90% where amount borrowed is less than €220,000, otherwise it is 80% .

Fees & Charges

Document issuing

A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.

ATR fee

An Accountable Trust Receipt (ATR) fee refers to a charge associated with having your solicitor keep the deeds to the property on behalf of your mortgage provider.

Vacate fee

A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.

Valuation fee

A fee charged when the bank sends a qualified surveyor to your property to assess its value.

Transfer Rate fee

A fee charged when you wish to move from a variable rate mortgage onto a fixed rate mortgage.

Late Payment fee

A fee charged when you fail to make a payment on your mortgage in time. This can happen if you miss a direct debit payment or fail to pay by cheque in time.

Other fees

Please check with your lender.


2% Cashback


EBS Mortgages offer 2% Back in cash to new mortgage customers who draw down between 23rd June 2016 and 31st October 2016 *. For more information please see www.ebs.ie

*- Offer is not available for existing EBS customers who are availing of a top-up loan or a transfer of title mortgage loan

 - Offer is not available if the customer has already received the 2% Back in Cash Offer for a mortgage relating to the same property



Interest Rate

EBS Variable > 80% LTV

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

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