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AIB 2 Year Fixed | Mortgage Deals

80 %

loan to
value

30 years

maximum
term

3.60%

Interest Rate
(fixed)

Proceed
  • Available to New Customers
  • Available to Existing Customers
  • Fee-Free banking with this mortgage
  • 30% Home Insurance offer

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

About The Mortgage

About the Mortgage:

  • Interest Rate is 3.6%. APRC is 3.5%
  • The minimum age for applicants is 18 years.
  • Available to first time buyers.
  • Available to non-first time buyers.
  • Available to new customers.
  • Available to existing customers.
  • Available to customers looking to switch mortgage provider.
  • Fee-Free banking with this mortgage
  • Minimum loan amount €25,000.
  • Minimum term 5 years.
  • Maximum term 30 years.
  • Maximum Loan-to-Value 80%.

Fees & Charges

Document issuing

A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.

Early Repayment

This fee only applies to fixed rate mortgages. This is a charge incurred when you make a payment towards the balance of your mortgage. This is sometimes referred to as a breakage charge.

ATR fee

An Accountable Trust Receipt (ATR) fee refers to a charge associated with having your solicitor keep the deeds to the property on behalf of your mortgage provider.

Vacate fee

A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.

Valuation fee

A fee charged when the bank sends a qualified surveyor to your property to assess its value.

Late Payment fee

A fee charged when you fail to make a payment on your mortgage in time. This can happen if you miss a direct debit payment or fail to pay by cheque in time.

Other fees

Please check with your lender.

Offers

30% Home Insurance offer

30_off_home_insurance

 Get 30% discount on home insurance if you have been claims free for 3 years or are a first time buyers. Discount is subject to a minimum premium payable of €157.50.

Summary

3.60%

Interest Rate
(fixed)

AIB 2 Year Fixed

Proceed

WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

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