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Mortgage Protection

Best Doctors
About the Policy
  • Aviva Life & Pensions Ireland
  • Your life cover will decrease throughout the term of your policy
  • A lump sum will be paid out if you die within the term of the policy
  • Your premium will not change throughout the term of your policy
  • Your policy can be assigned to your lender (the proceeds of any claim would be paid to your lender to clear your mortgage)
  • Your cover can be a single or joint policy
  • You have an option to add Serious Illness Cover but only for an amount equal to your life cover

Features

Best Doctors

If you or a loved one are diagnosed with serious illness, Best Doctors can help. An in-depth review of your medical files will be conducted by a Best Doctors medical specialist to give a second opinion and to help verify your diagnosis and treatment options.

The process can reduce potentially serious complications that can result from a misdiagnosis, and can help you and your treating doctor determine the proper course of action. Best Doctors can also offer advice on additional chronic ailments you may experience.

Guaranteed Insurability Option
  • This option allows you to increase the level of your cover by up to €40,000, and/or to increase your policy’s term without providing medical evidence, up until you turn 70.

Quotation is valid for 7 days or until age next quarter (whichever is sooner). This quotation assumes that you are accepted by the insurance company at standard rates. Aviva Non Smoker rates assume that you have not smoked/used any tobacco related products in the last 12 months. Aviva will class you as a non smoker even if you use nicotine replacement products or e-cigarettes (provided you have not smoked/used any tobacco for 12 months.) All premiums quoted include the 1% government levy. The minimum premium with Aviva is €20.00 per month or €200 per annum

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