AIB Personal Loan

What will it cost me to borrow €5,000 over 36 months?

Typical APR:
12.66% (variable)
Repayment schedule
€166.02 per month for 36 months
Loan amount
€5,000
Total amount repaid
€5,976.84
Secured against your home
False
About the loan
Value
Additional Info
Loan rate type
Variable
The rate is variable, and may go up or down for the duration of the loan as general interest rates fluctuate.
Minimum Age
18
The minimum age is 18
Minimum Income
-
The minimum annual income is not specified
Minimum Loan Amount
€1,500.00
The minimum advance is €1,500.00
Maximum Loan Amount
-
The maximum advance is not specified
Arrangement Fee
€0.00
No setup charges
Existing customers only
False
You do not need to be an existing customer of AIB to apply for this loan.
Features
Fast decision
False
When you apply for a Personal Loan, a decision will be available within 4 hours.
Unscheduled repayments allowed
True
Repay your loan early if your circumstances change or make additional lump sum repayments at any time with no penalty.
Flexible repayment schedule
True
When you're applying for your loan you can choose repayments that will suit you with Interest Only repayments or planned repayment holidays e.g. take a break from your repayments at Christmas or summer holiday time. Scheduled Flexible repayment options ma
Same day funds
False
No
Interest Rates & Tiers
The interest rate you will pay is dependent on your personal circumstances, the amount you borrow and the time period it is repaid over. The Typical APR quoted is charged to the majority of applicants, others may be offered a different rate.
Loan amount
Typical APR
€0 - €2,499
14.87%
€2,500 - €4,999
14.21%
€5,000 - €9,999
12.66%
€10,000 - €14,999
11.91%
€15,000 - €19,999
11.10%
€20,000 - €24,999
10.65%
€25,000 -
10.14%
Contact Provider
Address
AIB Bankcentre Ballsbridge Dublin 4
Telephone Number
Not Available
Fax Number
Not Available
Email Address
Not Available
WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating.