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Bank of Ireland Personal Loan

What will it cost me to borrow €5,000 over 36 months?

Typical APR:
13.6% (fixed)
Repayment schedule
€168.03 per month for 36 months
Loan amount
€5,000
Total amount repaid
€6,049.26
Secured against your home
False
About the loan
Value
Additional Info
Loan rate type
Fixed
The rate is fixed for the duration of the loan.
Minimum Age
18
The minimum age is 18
Minimum Income
-
The minimum annual income is not specified
Minimum Loan Amount
€300.00
The minimum advance is €300.00
Maximum Loan Amount
€65,000.00
The maximum advance is €65,000.00
Arrangement Fee
€0.00
No setup charges
Existing customers only
False
You do not need to be an existing customer of Bank of Ireland to apply for this loan.
Features
Fast decision
True
As a Bank of Ireland customer, we will give you a decision within 24 hours. In all other cases, the likely turnaround period is approximately 48 hours.
Unscheduled repayments allowed
True
You may have to pay charges if you pay off a fixed rate loan early.
Flexible repayment schedule
True
You can opt to defer your first three monthly repayments, paying nothing for 90 days. Deferred payment options are only available to customers who repay their loan monthly. Deferred payments are spread over the term of the loan and must be applied for and
Same day funds
False
No
Interest Rates & Tiers
The interest rate you will pay is dependent on your personal circumstances, the amount you borrow and the time period it is repaid over. The Typical APR quoted is charged to the majority of applicants, others may be offered a different rate.
Loan amount
Typical APR
€300 - €999
15.90%
€1,000 - €5,000
14.90%
€5,001 - €10,000
13.60%
€10,001 - €15,000
12.40%
€15,001 - €65,000
11.40%
Contact Provider
Address
Bank of Ireland Lower Baggott St Dublin 2
Telephone Number
Not Available
Fax Number
Not Available
Email Address
Not Available
WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating.