KBC KBC Personal Loan







  • Fast decision
  • Fixed rate
About The Loan

About the Loan:

  • The total repayment amount is €5,693.76.
  • This loan offers peace of mind with a fixed monthly repayment amount.
  • The minimum age for applicants is 18.
  • The minimum annual income is not specified.
  • The minimum loan amount is €5,000.
  • The maximum loan amount is €50,000.
  • You do not need to be an existing customer of KBC to apply for this loan.
  • Applicants must be over 18 and resident in Republic of Ireland. Applicants should have their salary mandated to their current account (not necessarily a KBC current account).


  • Fast decisions where possible.
  • Unscheduled repayments are allowed. Ad-hoc repayments are permitted against the loan

Personal Loan Bonus:

Open a KBC current account and as an added extra* you can get a 1% discount on your new KBC personal loan rate. This discount is reflected in the rates shown above.

*To avail of the optional Discounted Personal Loan rate, you must pay your new KBC Personal Loan by direct debit from your KBC Current Account. If you cease paying your KBC Personal Loan by direct debit from your KBC Current Account the 1% discount will no longer apply. All other terms and conditions applicable to the KBC Current Account and the KBC Personal Loan shall continue to apply to the respective products.


Loan Tiers:

The interest rate you will pay is dependent on your personal circumstances, the amount you borrow and the time period it is repaid over. The Typical APR quoted is charged to the majority of applicants, others may be offered a different rate.

Loan amount Typical APR
€5,000 - €9,999 8.99%
€10,000 - €50,000 6.30%



KBC Personal Loan

(Discounted rate for KBC Current Account holders)


The rate is fixed for the duration of the loan.

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