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Dual Level Term Life Insurance(with indexation)

Life Choice Benefits
About the Policy
  • New Ireland Assurance Company plc
  • Your life cover will remain the same throughout the term of your policy
  • A lump sum will be paid out if you die within the term of the policy
  • This policy is suitable for family protection, business protection and interest-only mortgages needs to on all life insurance plans
  • Your premium will change throughout the term of your policy

Features

Terminal Illness Benefit

If you are diagnosed with an advanced or rapidly-progressing incurable illness where, in the opinions of an attending Consultant and our Chief Medical Officer, your life expectancy is less than 12 months, your full life cover will be paid out.

Childrens Life Cover

An amount of €4,000 is payable on the death of a child during the term of your policy. This applies to all the natural and/or legally adopted children of a Life Insured who are aged between 6 months and 18 years at the date the benefit is payable and also to those who are aged between 18 and 21 years who are in full time education.

Indexation

The cover amount and premium increases by 3% each year. If chosen the Whole of Life lump sum amount will continue to increase, even after the policy term ends, up until death.

Quotation is valid for 7 days or until age next quarter (whichever is sooner). This quotation assumes that you are accepted by the insurance company at standard rates.

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