permanent tsb Explore Account


Overdraft available

on purchases

  • Internet banking available
  • In branch banking available
  • Contactless payments
  • Free debit card purchases & cashback
  • Emergency cash available
  • eStatements only

The Explore account gives you 10c back each time you pay with your card in-store or online. You can earn up to €5 per month and keep track of the cashback total online.

You can also get up to 5% cashback on your bills with some of Ireland’s leading brands when you pay by direct debit. The cashback on bills will be credited to the account at the end of each month.

And you can get access to GoREWARDS. GoREWARDS is a personalised offers programme from Permanent TSB, in partnership with Visa. It gives you cashback on a wide range of high street and online brands with your Permanent TSB Visa debit card. 

Each week Visa will email you with your top two offers and you can log into your GoREWARDS account at anytime to see more of these. These offers are tailored specifically to you and are updated weekly.

Features & Benefits
  • €4 monthly account maintenance fee. No day-to-day transaction fees.
  • Access your account online, check your balance, transfer money between your accounts and make payments.
  • An overdraft facility is available
  • Internet banking available
  • In branch banking available
  • eStatements Only
  • Contactless Payments
  • Free debit card purchases and cashback
  • Emergency Cash available
  • 10 cent back as you pay. Cash back on select bills and personalised offers.
Monthly fee €4.00
ATM transaction fee €0.00
In-branch transaction fee €0.00
Internet transaction fee €0.00
Telephone banking transaction fee €0.00
Cheque transaction fee
ATM non-euro cash withdrawal charge 3.5% (Minimum €3.17 maximum €11.43)
Transactions & Charges
Standing order setup fee €0.00
Standing order commission €0.00
Standing order transaction fee €0.00
Standing order amendment €0.00
Standing order unpaid fee €10.00
Direct debit setup fee €0.00
Direct debit unpaid fee €10.00
Cheque unpaid fee (outward) €10.00
Cheque unpaid fee (inward) €10.00
Referral fee €5.00 (up to €15 maximum a day)
Replace lost or stolen ATM or debit card
Stop instruction fee €5.00
PIN replacement fee €0.00
Credit transfer fee €0.50
Duplicate statement fee €2.50 (per page)

Overdraft available

on purchases

Explore Account


€4 monthly account maintenance fee. No day-to-day transaction fees.

If you are over 18 and living in the Republic of Ireland, all you need for your application is: i) proof of ID, ii) proof of address, iii) proof of PPSN / Tax Reference Number.

By using this website, you agree to be bound by our Terms of Use and consent to the use of cookies in accordance with our Cookie Policy.