Bank of Ireland Golden Years

Credit interest rate

0.25% APR (to a balance limit of €1,500)
If you are a personal current account customer you can, in any interest quarter, earn interest on cleared credit balances of up to €1,500, provided you: i) apply by completing and returning the Credit Interest Registration Form and ii) make at least three debit transactions from your personal current account using Bank of Ireland 365 phone or online in the relevant fee quarter

Quarterly fee

€11.40

Overdraft Rate

15.40% APR

Joint accounts

Fee free daily banking

Make at least three payments from your personal current account using Bank of Ireland 365 phone or online services during the fee quarter, OR keep a minimum balance of €500 in that account for the full fee quarter.

Eligibility

If you are aged 60 or over, you can apply at your Bank of Ireland branch for a special Golden Years Current Account. No transaction fees are payable on Golden Years Personal Current Accounts.