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AIB Graduate Account

Online
banking

Overdraft available

Fee-Free
banking

  • Internet banking available
  • In branch banking available
  • eStatements available
Offers
Aib_sticker_android_paytm

You can now use your Android phone to make contactless payments wherever you see the contactless payment or Android Pay symbols. You must have an AIB Debit Card or an AIB Personal Credit Card in order to use Android Pay. Simply download the app to your android phone. Add your AIB debit and credit cards. Hold your Android phone near the contactless reader. It will beep and/or vibrate to show that your payment has been made.


Features & Benefits
  • This account does not have any maintenance fees.
  • Access your account online, check your balance, transfer money between your accounts and make payments.
  • An overdraft facility is available
  • Internet banking available
  • In branch banking available
  • eStatements available
  • Credit Interest Rate 0.25% APR (applies on balances up to €1,000)
Fees
ATM transaction fee €0.00
In-branch transaction fee €0.00
Internet transaction fee €0.00
Telephone banking transaction fee €0.00
Cheque transaction fee €0.00
ATM non-euro cash withdrawal charge 1.75% (AIB Student Account holders are exempt from foreign exchange commissions for the purchase and sale of foreign currency notes and the cashing and lodging of travellers cheques.)
Transactions & Charges
Transactions
Standing order setup fee €0.00
Standing order commission €0.00
Standing order transaction fee €0.00
Standing order amendment €0.00
Standing order unpaid fee €10.00
Direct debit setup fee €0.00
Direct debit unpaid fee €10.00
Charges
Cheque unpaid fee (outward) €10.00
Cheque unpaid fee (inward) €0.00
Referral fee €5.15
Replace lost or stolen ATM or debit card €0.00
Stop instruction fee €0.00
PIN replacement fee €0.00
Credit transfer fee €0.00
Duplicate statement fee €2.54 (per page)
Summary

Overdraft available

Fee-Free
banking

AIB Graduate Account

AIB Graduate Account holders are exempt from all account maintenance and transaction fees on their Graduate Account for a period of two years. Other service charges may apply.

Eligibility

The AIB Graduate Account is specifically tailored to meet the needs of individuals who have graduated from full-time third level education in the last two years. This account is available to new customers and existing AIB Student Plus Account holders who meet the qualifying criteria. If you are already an AIB Student Plus Account holder, just call the dedicated AIB Graduate Centre on 1890 788 336 to convert to the AIB Graduate Account or drop into your local AIB branch. If you don't already hold an account with AIB, just call into any AIB branch.

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