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AIB Personal Bank Account

Online
banking

Overdraft available

Reduced
fees available

  • Internet banking available
  • In branch banking available
  • eStatements available
Features & Benefits
  • Fee-Free banking if you maintain €2,500 at all times
  • Access your account online, check your balance, transfer money between your accounts and make payments.
  • An overdraft facility is available
  • Internet banking available
  • In branch banking available
  • eStatements available
Fees
Quarterly fee €4.50
ATM transaction fee €0.35
In-branch transaction fee €0.20
Internet transaction fee €0.20
Telephone banking transaction fee €0.20
Cheque transaction fee €0.39
ATM non-euro cash withdrawal charge 1.75% (Currency conversion fee of up to 2.5% plus commission of 1%. Minimum commission €2. Maximum commission €6.)
Transactions & Charges
Transactions
Standing order setup fee €0.00
Standing order commission €0.00
Standing order transaction fee €0.20
Standing order amendment €0.00
Standing order unpaid fee €10.00
Direct debit setup fee €0.00
Direct debit unpaid fee €10.00
Charges
Cheque unpaid fee (outward) €10.00
Cheque unpaid fee (inward) €4.45
Referral fee €5.15
Replace lost or stolen ATM or debit card €0.00
Stop instruction fee €0.00
PIN replacement fee €0.00
Credit transfer fee €0.00
Duplicate statement fee €3.00 (per page)
Summary

Overdraft available

Reduced
fees available

AIB Personal Bank Account

Personal current account customers who maintain a minimum daily credit statement balance of €2,500 in the account for each fee quarter can qualify for maintenance and transaction free banking.

Eligibility
If you are over 18 and living in the Republic of Ireland, all you need for your application is: i) proof of ID, ii) proof of address, iii) proof of PPSN / Tax Reference Number.

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