KBC Cash Reward Credit Card


balance transfers



  • Shopping rewards available
  • Online account access
  • No annual bank fee

* 0.0% on balance transfers for 6 months. You must close your existing credit card account and provide the account closure letter to KBC within 90 days.

Special Offer

Get a 4% cash reward on grocery and online purchases  for 3 months.

Sign up to KBC credit card between 21st November and 31st January and avail of an additional 3% bonus cash reward on grocery and online purchases for 3 months on top of KBC standard 1% cash reward.

You can earn up to €40 per month for 3months from the date your card is issued, and up to €10 a month thereafter.

Offer ending 31st of January 2017

About the Credit Card

About the Credit Card:

Mastercard_micro Standard

  • Android Pay available
  • The minimum age for applicants is 18 years.
  • A minimum annual income of €20,000 is required.
  • The maximum credit limit available is assigned according to applicant's credit status.
  • You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 0.0% APR for 6 months. You must close your existing credit card account and provide the account closure letter to KBC within 90 days. The balance transfer limit is subject to credit limit.
  • The daily maximum cash withdrawal amount is €700
  • If the outstanding balance on the monthly statement is less than €5.00, the cardholder must pay it off by the date shown on their statement. If the outstanding monthly balance is €5.00 or more, they must pay a minimum of €5.00 or 5.0% of the balance, whichever is greater.
  • 0.0% APR on Balance Transfers for 6 months
  • Receive 1% cash reward on all online and grocery purchases saving you up to €10 a month or €120 a year
  • Online and Mobile Banking
  • No annual bank fee

Features & Rates:

Interest Rates Rates/Duration
Typical APR 18.25% APR
Purchases 14.0% Annual Rate. Up to 56 days interest free
Balance Transfer 0.0% for 6 months.
14.0% Annual Rate.
Cash Advance 20.0% Annual Rate. 0 days interest free. A handling fee of 1.5% will be charged on the amount of any cash advance subject to a minimum of €1.90 per transaction.



Cash Reward Credit Card


Typical APR of 18.25% is based on purchases to the full extent of a credit limit of €1,500 plus the Government stamp duty charge of €30 per account per year.

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