Ulster Bank Student MasterCard Credit Card

What will it cost me?

Typical APR (variable):
34.6% Typical APR
APR is based on Purchases and is inclusive of Government Stamp Duty (Currently €30). The total amount of credit provided is €450. The total amount you will have to repay is €491.53. You repay in 12 equal monthly repayments of €40.96.
Purchases rate:
17.9%
Balance transfer rate:
17.9%
Cash advance rate:
21.1% (No introductory rate)
About The Card
Value
Additional Info
Card type
Mastercard_micro
Standard
Minimum age
18
Minimum age for applicants is 18 years.
Minimum Income
-
There is no minimum income requirement.
Existing customers
False
Available to new and existing customers.
Limits
Credit limit
 
The maximum credit limit available is assigned according to applicant's credit status.
Balance transfer
True
The balance transfer limit is subject to credit limit.
Cash advance
-
The daily maximum cash withdrawal amount is not specified.
Minimum repayments
Minimum repayment amount
€5.00
3% or €5, whichever is more
Minimum repayment percent
3.0%
3% or €5, whichever is more
Fees & charges
Annual fee
There is no annual fee.
Cash advance fee
A handling fee of 1.5% will be charged on the amount of any cash advance subject to a minimum of €2.54 per transaction.
Travel Benefits
Travel insurance
False
Travel insurance not available.
Other Benefits
Shopping rewards
False
Shopping rewards are not available.
Cash back rewards
False
Cashback rewards are not available.
Online access
False
Online access is not available.
Chequebook facility
False
A cheque book is not available.
Charity affiliation
False
This is not a charity card.
Interest Rates
APR
34.6% Typical APR
Spacer
Introductory Rate & Duration
Monthly Rate
Annual Rate
Purchases
No introductory rate
1.385%
17.9%
Balance transfer
17.9% for months
1.385%
17.9%
Cash advance
No introductory rate
1.608%
21.1%
Interest free period
Purchases
56 days
Cash advances
0 days