National Irish Bank MasterCard Gold Credit Card
What will it cost me?
About The Card
Value
Additional Info
Card type
Gold
Minimum age
18
Minimum age for applicants is 18 years.
Minimum Income
-
There is no minimum income requirement.
Existing customers
Available to new and existing customers.
Limits
Credit limit
The maximum credit limit available is assigned according to applicant's credit status.
Balance transfer
Balance transfers are not allowed
Cash advance
€650.00
The daily maximum cash withdrawal amount is
€650.00.
Minimum repayments
Minimum repayment amount
€6.00
3% or €6, whichever is more
Minimum repayment percent
3.0%
3% or €6, whichever is more
Fees & charges
Annual fee
€75.00 per year.
Cash advance fee
A handling fee of 1.5% will be charged on the amount of any cash advance subject to a minimum of €2.00 per transaction.
Travel Benefits
Travel insurance
A MasterCard Gold card gives you comprehensive travel insurance benefits for trips abroad, even if you don't use your card to pay for the trip. Cover is provided for treatment of injuries or illnesses, cancelled or interrupted trips, delayed flight and damaged, lost of delayed baggage.
Other Benefits
Shopping rewards
Shopping rewards are not available.
Cash back rewards
Cashback rewards are not available.
Online access
Online access is not available.
Chequebook facility
A cheque book is not available.
Charity affiliation
This is not a charity card.
Interest Rates
APR
14.95% Typical APR
Introductory Rate & Duration
Monthly Rate
Annual Rate
Purchases
No introductory rate
Not specified
10.25%
Balance transfer
Not available
Not available
Not available
Cash advance
No introductory rate
Not specified
10.25%
Interest free period
Purchases
56 days
Cash advances
56 days
