AIB Platinum Credit Card
What will it cost me?
About The Card
Value
Additional Info
Card type
Platinum
Minimum age
18
Minimum age for applicants is 18 years.
Minimum Income
€25,000
A minimum annual income of
€25,000 is required.
Existing customers
Available to new and existing customers.
Limits
Credit limit
The maximum credit limit available is assigned according to applicant's credit status.
Balance transfer
The balance transfer limit is subject to credit limit.
Cash advance
-
The daily maximum cash withdrawal amount is
not specified.
Minimum repayments
Minimum repayment amount
€6.35
3% or €6.35, whichever is more
Minimum repayment percent
3.0%
3% or €6.35, whichever is more
Fees & charges
Annual fee
There is no annual fee.
Cash advance fee
A handling fee of 1.5% will be charged on the amount of any cash advance subject to a minimum of €1.90 per transaction.
Travel Benefits
Travel insurance
In the course of your journey abroad, you, your partner and children are covered for up to EUR191,000 should you be injured while using licensed transport, provided at least 50% of the fares have been charged to your AIB Credit Card.
Other Benefits
Shopping rewards
Shopping rewards are not available.
Cash back rewards
The Platinum Visa Card includes a special offer of 0.5% cash back, on purchase spends over EUR5,000 (refunds excluded) (maximum EUR50,000) in a 12 month period. The cash back awards are calculated on a monthly basis and credited to your account on the sta
Online access
Chequebook facility
A cheque book is not available.
Charity affiliation
This is not a charity card.
Interest Rates
APR
16.8% Typical APR
Introductory Rate & Duration
Monthly Rate
Annual Rate
Purchases
3.83% for 12 months
Not specified
11.84%
Balance transfer
3.83% for 12 months
Not specified
11.84%
Cash advance
No introductory rate
Not specified
19.68%
Interest free period
Purchases
56 days
Cash advances
56 days
