AIB be Credit Card
How much will it cost me?
Typical APR (variable):
22.7% Typical APR
typical APR is based on purchases to the full extent of a credit limit of €1,500, plus the Government stamp duty charge of €30 per account per year
typical APR is based on purchases to the full extent of a credit limit of €1,500, plus the Government stamp duty charge of €30 per account per year
Purchases rate:
16.79%
(3.83% for 12 months)
Balance transfer rate:
3.83%
for 12 months
(maximum allowed transfer €5,000)
Cash advance rate:
19.68 % (No introductory rate)
About The Card
Value
Additional Info
Card type
Standard
Minimum age
18
Minimum age for applicants is 18 years.
Minimum Income
€25,000
A minimum annual income of
€25,000 is required.
Existing customers
Available to new and existing customers.
Limits
Credit limit
The maximum credit limit available is assigned according to applicant's credit status.
Balance transfer
€5,000
The maximum allowable balance transfer is $5,000.00
Cash advance
-
The daily maximum cash withdrawal amount is
not specified.
Minimum repayments
Minimum repayment amount
€6.35
3% or €6.35, whichever is more
Minimum repayment percent
3.0%
3% or €6.35, whichever is more
Fees & charges
Annual fee
There is no annual fee.
Cash advance fee
A handling fee of 1.5% will be charged on the amount of any cash advance subject to a minimum of €1.90 per transaction.
Travel Benefits
Travel insurance
Travel insurance not available.
Other Benefits
Shopping rewards
Shopping rewards are not available.
Cash back rewards
Cashback rewards are not available.
Online access
Online access is not available.
Chequebook facility
A cheque book is not available.
Charity affiliation
This is not a charity card.
Interest Rates
APR
22.7% Typical APR
Introductory Rate & Duration
Monthly Rate
Annual Rate
Purchases
3.83% for 12 months
Not specified
16.79%
Balance transfer
3.83% for 12 months
Not specified
16.79%
Cash advance
No introductory rate
Not specified
19.68%
Interest free period
Purchases
56 days
Cash advances
56 days