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AIB CLICK Credit Card

What will it cost me?

Typical APR (variable):
13.6% Typical APR
typical APR is based on purchases to the full extent of a credit limit of €1,500, plus the Government stamp duty charge of €30 per account per year
Purchases rate:
9.11%
Balance transfer rate:
9.11%
Cash advance rate:
19.68% (No introductory rate)
About The Card
Value
Additional Info
Card type
Visa_micro
Standard
Minimum age
18
Minimum age for applicants is 18 years.
Minimum Income
€25,000
A minimum annual income of €25,000 is required.
Existing customers
False
Available to new and existing customers.
Limits
Credit limit
 
The maximum credit limit available is assigned according to applicant's credit status.
Balance transfer
True
The balance transfer limit is subject to credit limit.
Cash advance
-
The daily maximum cash withdrawal amount is not specified.
Minimum repayments
Minimum repayment amount
€6.35
3% or €6.35, whichever is more
Minimum repayment percent
3.0%
3% or €6.35, whichever is more
Fees & charges
Annual fee
There is no annual fee.
Cash advance fee
A handling fee of 1.5% will be charged on the amount of any cash advance subject to a minimum of €1.90 per transaction.
Travel Benefits
Travel insurance
True
In the course of your journey abroad, you, your partner and children are covered for up to €64,000 should you be injured while using licensed transport, provided at least 50% of the fares have been charged to your AIB Credit Card (Terms and Conditions apply.)
Other Benefits
Shopping rewards
False
Shopping rewards are not available.
Cash back rewards
False
Cashback rewards are not available.
Online access
False
Online access is not available.
Chequebook facility
False
A cheque book is not available.
Charity affiliation
This is not a charity card.
Interest Rates
APR
13.6% Typical APR
Spacer
Introductory Rate & Duration
Monthly Rate
Annual Rate
Purchases
No introductory rate
Not specified
9.11%
Balance transfer
9.11% for months
Not specified
9.11%
Cash advance
No introductory rate
Not specified
19.68%
Interest free period
Purchases
56 days
Cash advances
56 days