Ulster Bank Classic Credit Card

What will it cost me?

Typical APR (variable):
22.6% Typical APR
typical APR is based on purchases to the full extent of a credit limit of €1,500, plus the Government stamp duty charge of €30 per account per year
Purchases rate:
16.62% (0.0% for 3 months)
Balance transfer rate:
3.9% for 12 months
Cash advance rate:
19.296% (No introductory rate)
About The Card
Value
Additional Info
Card type
Mastercard_micro
Standard
Minimum age
18
Minimum age for applicants is 18 years.
Minimum Income
-
There is no minimum income requirement.
Existing customers
False
Available to new and existing customers.
Limits
Credit limit
 
The maximum credit limit available is assigned according to applicant's credit status.
Balance transfer
True
The balance transfer limit is subject to credit limit.
Cash advance
-
The daily maximum cash withdrawal amount is not specified.
Minimum repayments
Minimum repayment amount
€5.00
3% or €5, whichever is more
Minimum repayment percent
3.0%
3% or €5, whichever is more
Fees & charges
Annual fee
There is no annual fee.
Cash advance fee
A handling fee of 1.5% will be charged on the amount of any cash advance subject to a minimum of €2.54 per transaction.
Travel Benefits
Travel insurance
False
Travel insurance not available.
Other Benefits
Shopping rewards
False
Shopping rewards are not available.
Cash back rewards
False
Cashback rewards are not available.
Online access
False
Online access is not available.
Chequebook facility
False
A cheque book is not available.
Charity affiliation
False
This is not a charity card.
Interest Rates
APR
22.6% Typical APR
Spacer
Introductory Rate & Duration
Monthly Rate
Annual Rate
Purchases
0.0% for 3 months
Not specified
16.62%
Balance transfer
3.9% for 12 months
Not specified
16.62%
Cash advance
No introductory rate
Not specified
19.296%
Interest free period
Purchases
56 days
Cash advances
0 days