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Bank of Ireland Student Credit Card

0.0%*

purchases

20.2%

Typical
APR

Proceed
  • Travel insurance available
  • No annual bank fee

* 0.0% on new purchases for 6 months.

About the Credit Card

About the Credit Card:

Mastercard_micro Standard

  • To apply for a student credit card you must be over 18, provide proof you are attending a full time course and have a current account with any bank for at least 6 months (with an average monthly turnover of €127).
  • The minimum age for applicants is 18 years.
  • There is no minimum income requirement.
  • The maximum credit limit available is assigned according to applicant's credit status.
  • Balance transfers are not allowed
  • The minimum repayment amount is 2.5% or €5, student may choose which.
  • 0.0% on Purchases for 6 months
  • Free worldwide multi-trip travel insurance feature
  • No annual bank fee

Features & Rates:

Interest Rates Rates/Duration
Typical APR 20.2% APR
Purchases 0.0% for 6 months
14.54% Annual Rate. Up to 56 days interest free
Cash Advance 21.36% Annual Rate. 56 days interest free. A handling fee of 1.5% will be charged on the amount of any cash advance subject to a minimum of €2.54 per transaction.
Summary

20.2%

Typical
APR

Student Credit Card

Proceed

Typical APR of 20.2% is based on purchases to the full extent of a credit limit of €1,500 plus the Government stamp duty charge of €30 per account per year.

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