AIB Student MasterCard Credit Card





  • No annual bank fee

* 3.83% on new purchases for 12 months.

About the Credit Card

About the Credit Card:

Mastercard_micro Standard

  • The minimum age for applicants is 18 years.
  • There is no minimum income requirement.
  • Available to third level students in full time education who have an AIB Student Plus account and who have held a bank account for a minimum of 3 months.
  • The maximum credit limit available is assigned according to applicant's credit status.
  • Balance transfers are not allowed
  • The minimum repayment amount is 3% or €6.35, whichever is more.
  • 3.83% on Purchases for 12 months
  • No annual bank fee

Features & Rates:

Interest Rates Rates/Duration
Typical APR 20.5% APR
Purchases 3.83% for 12 months
14.85% Annual Rate. Up to 56 days interest free
Cash Advance 19.68% Annual Rate. 56 days interest free. A handling fee of 1.5% will be charged on the amount of any cash advance subject to a minimum of €1.90 per transaction.



Student MasterCard Credit Card


Typical APR of 20.5% is based on purchases to the full extent of a credit limit of €1,500 plus the Government stamp duty charge of €30 per account per year.

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